Reward cards make sense only if you pay in full monthly

Use purchase protection for electronics or large items

Pair category bonus cards for maximum returns

Learn how your card handles over-limit charges

Set up notifications for when you approach your spending threshold

Always compare APRs on promotional vs. regular terms

Monitor your credit report for changes from card usage

Use statement credits strategically to offset purchases

Separate business and personal expenses with the right card

Choose cards with personalized budgeting insights

Use credit cards to build your financial reputation

Travel cards often come with lounge access — explore it

Set monthly spending limits within your card’s app

Avoid cash advances unless it’s an emergency

Use concierge services included with premium cards

Understand how introductory offers really work

Learn how chargebacks work in dispute resolution

Avoid store cards unless you shop there frequently

Track point expiration dates to avoid losing value

Organize your cards by purpose to avoid confusion

Use your rewards for gift cards or cashback