• 
  Plan major purchases like events and appliances in advance

  05/31/2025
• 
  Evaluate your insurance coverage during annual reviews

  05/28/2025
• 
  Use percentage-based planning instead of fixed numbers

  05/24/2025
• 
  Establish emergency protocols for financial shocks

  05/19/2025
• 
  Automate savings and bill payments to reduce friction

  05/15/2025
• 
  Review your net worth quarterly to measure momentum

  05/13/2025
• 
  Start with your why before building financial systems

  05/10/2025
• 
  Align your spending habits with your values

  05/08/2025
• 
  Designate savings accounts for specific purposes

  05/05/2025
• 
  Factor inflation into your future expense planning

  05/02/2025
• 
  Use visuals to track progress and reinforce habits

  05/01/2025
• 
  Include a buffer in every category to avoid debt

  04/25/2025
• 
  Account for seasonal spending fluctuations in your plan

  04/20/2025
• 
  Use calendars to schedule your money check-ins

  04/17/2025
• 
  Budget with flexibility to handle unexpected changes

  04/15/2025
• 
  Separate goals by short-, medium-, and long-term priorities

  04/11/2025
• 
  Structure your finances around your long-term goals

  04/09/2025
• 
  Build a plan that reflects your actual lifestyle

  04/05/2025